# Prairiebank Loans > Prairiebank Loans is a small-business funding broker at 140 Bailey St, Florence, AZ 85132 (phone (520) 200-5538). It helps businesses in Florence, AZ; Coolidge, AZ; San Tan Valley, AZ; Queen Creek, AZ; Gold Canyon, AZ; Casa Grande, AZ; Eloy, AZ and across Pinal County, Arizona, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Prairiebank Loans connects you with lending partners; partners make credit decisions and set rates and terms. Prairiebank Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Prairiebank Loans does not arrange personal, payday, auto title, mortgage or commercial real estate purchase loans, offers no grants, is not an SBA lender, does not take agriculture or trucking requests, and is located in Florence, Arizona (Pinal County), not Florence, AL, SC, KY, OR or any other Florence. Key facts: - Business type: small-business funding broker (not a lender) - Address: 140 Bailey St, Florence, AZ 85132, United States - Phone: (520) 200-5538 - Apply: https://prairiebankloans.com/apply/ - Service area: Florence, AZ; Coolidge, AZ; San Tan Valley, AZ; Queen Creek, AZ; Gold Canyon, AZ; Casa Grande, AZ; Eloy, AZ and all of Pinal County, Arizona - Language: English ## Funding options - [Compare Business Funding Options in Florence, AZ and Pinal County](https://prairiebankloans.com/business-loans/): Prairiebank Loans, a small-business funding service in Florence, AZ, lays out six funding options on this page, from working capital and term loans to credit lines, inventory and equipment financing and merchant cash advances. Each is paired with the kind of expense it suits and the way it is repaid or collected. Partners review requests and set any terms. - [Working Capital Loans for Florence, AZ and Pinal County Businesses](https://prairiebankloans.com/business-loans/working-capital/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps Pinal County owners request working capital loans for payroll, supplier bills, taxes and rent while customer payments are still on the way. Partners review deposits, receivables and the purpose of the funds, then decide on any amount and term. Prairiebank explains each offer before you sign. - [Business Term Loans for Florence, AZ and Pinal County Businesses](https://prairiebankloans.com/business-loans/term-loans/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps Pinal County owners request business term loans for expansions, second locations, build-outs and business purchases. The money arrives as one sum and goes back in level installments. Partners review the plan, the cash flow and the owner's records, then set any amount, rate and term. - [Business Lines of Credit for Florence, AZ and Pinal County Businesses](https://prairiebankloans.com/business-loans/line-of-credit/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps Pinal County owners request business lines of credit for uneven months, large supplier orders, seasonal staff and gaps between jobs. You draw what you need, repay it and draw again. Partners review deposits, credit and time in business, then set any limit, rate and draw terms. - [Inventory Financing for Florence, AZ and Pinal County Businesses](https://prairiebankloans.com/business-loans/inventory-financing/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps Pinal County retailers, grocers, station owners, parts counters and contractors request inventory financing to buy stock and materials before they sell. The goods often secure the funding. Partners review sales history, inventory turnover and the supplier order, then decide on any terms. - [Equipment Financing for Florence, AZ and Pinal County Businesses](https://prairiebankloans.com/equipment-financing/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps Pinal County owners request equipment financing and leases for new and used trucks, trailers, lifts, mowers, kitchen equipment and clinical gear. In most cases the gear itself is the security. Partners review the quote, the equipment's age and the business's cash flow before setting any terms. - [Merchant Cash Advances for Florence, AZ and Pinal County Businesses](https://prairiebankloans.com/merchant-cash-advance/): Prairiebank Loans, a small-business funding service in Florence, AZ, explains merchant cash advances for Pinal County businesses with steady card or bank receipts. An advance is a purchase of future receipts, not a loan: the provider collects an agreed total as a share of sales. Advances usually cost more than loans, so compare total cost first. ## Industries - [Business Funding by Industry in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/): Prairiebank Loans, a small-business funding service in Florence, AZ, works with businesses across most industries in Pinal County, AZ. This page groups about 40 kinds of business, notes how cash moves in each, gives the Census count for the county and links the funding shape or industry page that fits. Each request is weighed and decided by the partners. - [Business Funding for Contractors and Builders in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/construction/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps contractors and builders across Pinal County, AZ request working capital for crew payroll between draws, lines of credit for materials, and equipment financing for trucks, trailers and machines. Partners review contracts, receivables and bank deposits, then decide on any terms. - [Business Funding for Plumbing and HVAC Contractors in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/plumbing-hvac/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps plumbing, heating and air-conditioning contractors in Pinal County, AZ request equipment financing for service vans and tools, lines of credit for parts and replacement units, and working capital between jobs and payment. Partners review deposits, service agreements and quotes, then decide. - [Business Funding for Electrical Contractors in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/electrical/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps electrical contractors in Pinal County, AZ request working capital for payroll across new-build and commercial draw cycles, lines of credit for wire and gear, and equipment financing for vans, lifts and trenchers. Partners review contracts, receivables and deposits, then decide on terms. - [Business Funding for Painting, Flooring and Drywall Contractors in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/finishing-trades/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps painting, flooring, drywall and tile contractors in Pinal County, AZ request working capital for crew wages before final payment, lines of credit for material deposits, and equipment financing for sprayers, lifts and trailers. Partners review contracts, receivables and deposits, then decide. - [Business Funding for Landscaping and Lawn Care Companies in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/landscaping/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps landscaping and lawn care companies in Pinal County, AZ request equipment financing for mowers, trailers and trucks, lines of credit for crew wages and materials, and working capital while monthly-billed maintenance contracts are paid. Partners review contracts and deposits, then decide. - [Business Funding for Restaurants and Food Service in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/restaurants/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps restaurants, cafes and food service businesses in Pinal County, AZ request equipment financing for kitchen lines, coolers and hoods, working capital for food and labor, and term loans for remodels or buying a restaurant. Partners review card sales, deposits and quotes, then decide on terms. - [Business Funding for Grocery and Specialty Food Stores in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/grocery-stores/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps independent grocery, ethnic food and specialty food stores in Pinal County, AZ request inventory financing for stock, equipment financing for walk-in coolers, freezers and cases, and lines of credit to bridge supplier terms. Partners review sales, turnover and quotes, then decide. - [Business Funding for Gas Stations and Convenience Stores in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/gas-stations/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps gas station and convenience store owners in Pinal County, AZ request term loans to buy or remodel a station, inventory financing for in-store stock, and equipment financing for coolers, POS and fuel-system upgrades. Partners review fuel and store sales separately, then decide on terms. - [Business Funding for Chiropractic, Physical Therapy and Optometry Practices in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/therapy-practices/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps chiropractors, physical therapists, optometrists and other practitioners in Pinal County, AZ request equipment financing for tables, rehab gear and exam equipment, working capital for insurance billing gaps, and term loans for second locations. Partners review collections and quotes, then decide. - [Business Funding for Physician and Medical Practices in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/medical-practices/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps physician and medical practices in Pinal County, AZ request working capital for reimbursement gaps, term loans for practice purchases, partner buy-ins and new locations, and equipment financing for clinical gear. Partners review collections, payer mix and quotes, then decide on terms. - [Business Funding for Dental Practices in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/dental-practices/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps dentists in Pinal County, AZ request term loans to buy or expand a practice, equipment financing for chairs, imaging and CAD/CAM systems, and working capital while insurance claims are paid. Partners review collections, production and the purchase terms, then decide. - [Business Funding for Auto Repair Shops in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/auto-repair/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps auto repair and maintenance shops in Pinal County, AZ request equipment financing for lifts, alignment machines and diagnostic tools, inventory financing for parts, and working capital while fleet and warranty receivables are paid. Partners review deposits and quotes, then decide. - [Business Funding for Accounting, Tax and Bookkeeping Firms in Florence, AZ and Pinal County](https://prairiebankloans.com/industries/accounting-firms/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps CPA firms, tax preparers, bookkeepers and payroll services in Pinal County, AZ request term loans to buy a book of clients or another firm, lines of credit for tax-season staffing, and working capital for software and office costs. Partners review recurring fees and deposits, then decide. ## Guides and calculators - [Pinal County, AZ Funding Guides and Calculator](https://prairiebankloans.com/resources/): Prairiebank Loans, a small-business funding service in Florence, AZ, keeps practical guides for Pinal County, AZ owners: keeping Arizona ROC license records ready for a funding file, checking county and town permits and zoning before a lease, finding local help, and a construction business loan calculator. Every official link shows the date it was checked. - [Arizona Registrar of Contractors (ROC) Licenses: What Florence, AZ Contractors Keep Ready for Funding](https://prairiebankloans.com/resources/arizona-roc-contractor-license/): Prairiebank Loans, a small-business funding service in Florence, AZ, explains Arizona Registrar of Contractors licenses from a funding point of view: how to look up a license, why classifications and names must match your other records, and which license documents Pinal County contractors keep ready. Legal requirements are for your attorney; this guide is practical. - [Pinal County and Florence, AZ Building Permits and Zoning Before a Lease or Build-Out](https://prairiebankloans.com/resources/pinal-county-building-permits-and-zoning/): Prairiebank Loans, a small-business funding service in Florence, AZ, sets out the permit and zoning checks a Pinal County, AZ owner should make before signing a lease or funding a build-out: town or county jurisdiction, zoning for the use, building permits, and how permit timing shapes a term loan or equipment request. Requirements themselves are for officials and counsel. - [Small Business Help in Florence, AZ and Pinal County: Licenses, Advisers and Local Organizations](https://prairiebankloans.com/resources/pinal-county-small-business-resources/): Prairiebank Loans, a small-business funding service in Florence, AZ, lists the public and nonprofit help available to Pinal County, AZ owners: where to file and search Arizona entity records, federal SBA resources, small business development advising, chamber and economic development contacts, and where licensing questions go. Prairiebank has no tie to any office named on this page. - [Construction Business Loan Calculator for Florence, AZ and Pinal County Contractors](https://prairiebankloans.com/resources/construction-business-loan-calculator/): Prairiebank Loans, a small-business funding service in Florence, AZ, offers this loan calculator for contractors and builders in Pinal County, AZ. Enter an amount, an annual rate and a term in months to estimate the monthly payment, total interest and total repaid. It is an estimate only; partners set actual rates, amounts and terms after reviewing a request. ## Areas served - [Business Funding in Florence, Arizona: Pinal County Business Facts and Local Steps](https://prairiebankloans.com/florence-az/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps owners in the town and across Pinal County, AZ request working capital, term loans, lines of credit, inventory and equipment financing. This page sets out county and ZIP 85132 Census business counts, the largest local sectors, license and permit steps, and how to reach Prairiebank by phone or online. - [Pinal County, AZ Communities We Serve From Florence](https://prairiebankloans.com/service-areas/): By phone and web form, Prairiebank Loans takes requests from Florence, AZ, the rest of Pinal County, AZ and neighboring Arizona towns. Six towns have their own page with ZIP and place-level Census figures; smaller places are summarized here. Wherever the business sits, partners review its request and make the call. - [Business Funding for Coolidge, Arizona Businesses](https://prairiebankloans.com/service-areas/coolidge-az/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps owners in Coolidge, AZ, about 11 miles southwest, request working capital, equipment financing, inventory financing, lines of credit and term loans by phone or online. This page covers ZIP 85128 Census business counts and the sectors that lead them. The partners weigh each request and decide. - [Business Funding for San Tan Valley, Arizona Businesses](https://prairiebankloans.com/service-areas/san-tan-valley-az/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps owners in San Tan Valley, AZ, about 12 miles northwest, request working capital, equipment financing, lines of credit and term loans by phone or online. This page covers ZIP 85140 Census counts, where construction leads, and what being unincorporated means for local paperwork. - [Business Funding for Queen Creek, Arizona Businesses](https://prairiebankloans.com/service-areas/queen-creek-az/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps owners in Queen Creek, AZ, about 17 miles northwest, request working capital, equipment financing, lines of credit and term loans by phone or online. Queen Creek spans Maricopa County, AZ and Pinal County, AZ; this page uses the town's own ACS figures and ZIP 85142 counts only. - [Business Funding for Gold Canyon, Arizona Businesses](https://prairiebankloans.com/service-areas/gold-canyon-az/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps owners in Gold Canyon, AZ, about 20 miles north, request lines of credit, working capital, equipment financing and term loans by phone or online. Gold Canyon has a high self-employment estimate, and ZIP 85118 is led by professional services. The partners weigh each request and decide. - [Business Funding for Casa Grande, Arizona Businesses](https://prairiebankloans.com/service-areas/casa-grande-az/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps owners in Casa Grande, AZ, about 23 miles west-southwest, request working capital, equipment and inventory financing, lines of credit and term loans by phone or online. This page covers ZIP 85122 Census counts, its manufacturing and wholesale base, and local license steps. - [Business Funding for Eloy, Arizona Businesses](https://prairiebankloans.com/service-areas/eloy-az/): Prairiebank Loans, a small-business funding service in Florence, AZ, helps owners in Eloy, AZ, about 25 miles south-southwest, request inventory and equipment financing, working capital, lines of credit and term loans by phone or online. This page covers ZIP 85131 Census counts, which are led by retail, food service and manufacturing. Partners review and decide. ## Company - [Business Funding for Florence, AZ and Pinal County Owners](https://prairiebankloans.com/): From Florence, AZ, Prairiebank Loans helps small businesses throughout Pinal County, AZ request working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Phone or use the single online request; funding partners review it and make their own decisions, and you compare any offers before signing anything. - [How Business Funding Works With Prairiebank in Florence, AZ](https://prairiebankloans.com/how-it-works/): Prairiebank Loans is a small-business funding service in Florence, Arizona. Owners in Pinal County, AZ call or send the online form, Prairiebank asks about the business and prepares the request, and funding partners review it and make their own decisions. You compare any offers on total cost and payment rhythm before signing anything. - [Business Funding Questions From Florence, AZ Owners](https://prairiebankloans.com/faq/): Prairiebank Loans, a small-business funding service in Florence, AZ, answers common questions from Pinal County, AZ owners: how a request works, who decides, whether a business loan can pay the owner, whether an LLC can borrow, what a personal guarantor is, and why a merchant cash advance is not a loan. Funding partners make every credit decision. - [About Prairiebank Loans in Florence, AZ](https://prairiebankloans.com/about/): Prairiebank Loans is a small-business funding service in Florence, Arizona. It works with owners across Pinal County, AZ by phone and online, prepares funding requests for working capital, term loans, lines of credit, inventory and equipment financing and merchant cash advances, and sends them to funding partners that review them and decide. - [Contact Prairiebank Loans in Florence, AZ](https://prairiebankloans.com/contact/): Prairiebank Loans answers at (520) 200-5538 and through its online request form. Mail reaches Prairiebank at 140 Bailey St, Florence, AZ 85132. Owners in Florence, AZ and across Pinal County, AZ can start with a call describing what the money must cover; funding partners review requests and make their own decisions. - [Request Business Funding Options in Florence, AZ](https://prairiebankloans.com/apply/): Owners in Florence, AZ and across Pinal County, AZ can request business funding options from Prairiebank Loans through this form or by phone. Prairiebank follows up, prepares the request and sends it to funding partners, which review it and decide. Nothing is binding until you sign a partner's agreement, and you can decline any offer. - [Disclosures for Prairiebank Loans (Florence, AZ)](https://prairiebankloans.com/disclosures/): Prairiebank Loans is a small-business funding broker in Florence, Arizona, not a lender. It prepares requests and sends them to funding partners, which make credit decisions and set any rates and terms. A merchant cash advance buys a slice of future receipts and is not a loan. Examples on this site are invented and labeled; Census figures carry their program and year. ## Optional - [Full text of every page](https://prairiebankloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://prairiebankloans.com/sitemap.xml)