Prairiebank Loans is a small-business funding broker in Florence, Arizona, not a lender. It prepares requests and sends them to funding partners, which make credit decisions and set any rates and terms. A merchant cash advance buys a slice of future receipts and is not a loan. Examples on this site are invented and labeled; Census figures carry their program and year.
Prairiebank's role
Prairiebank Loans is a broker, not a lender. Prairiebank Loans connects you with lending partners; partners make credit decisions and set rates and terms. Prairiebank does not make credit decisions, does not set rates, amounts or terms, and cannot promise that any partner will make an offer.
Partners and offers
Every funding partner applies its own review standards, and that review can include pulling the owner's credit. Any offer comes from the partner and is governed by the partner's agreement. Turning down every offer is always open to you.
Merchant cash advances
A merchant cash advance is a purchase of future receipts, not a loan. Its provider takes an agreed sum back out of card or bank receipts, a share at a time. Advances usually cost more than loans of a similar size.
How to read Prairiebank's examples and Census figures
Examples use invented, labeled figures to show how a product works. None of them is an offer, and none signals what rates, amounts or terms are typical. Census figures name their program and year; County Business Patterns and Nonemployer Statistics are separate programs and are never added together. ZIP figures describe USPS ZIP areas, not town limits.
No Prairiebank page offers legal, tax or accounting advice.
Outside Prairiebank's scope
Personal loans, mortgages, commercial real estate purchase loans, grants, SBA loans, funding for businesses before revenue, and agriculture or trucking requests.
By Prairiebank Loans · Updated